Layered Refried Bean Dip is an easy Mexican dip served cold with tortilla chips. This 3 layer bean dip consists of a layer or refried beans, topped with a sour cream layer and then sprinkled with cheese and toppings. You’ll be a star when you bring this to a party.

Layered Refried Bean Dip Recipe

Oh baby, I love this easy refried dip. Serve this cold refried bean dip in a 13 x 9 inch baking dish. This Mexican dip features three layers.

1st Layer: Refried Beans

2nd Layer: Sour Cream, Mayonnaise, Taco Seasoning Mixture

3rd Layer: Mexican Toppings, like sliced green onions, tomatoes, olives (optional) and shredded cheese

Serve this 3 layer Bean Dip with tortilla chips for the perfect appetizer or snack. In our family, we actually eat this as a stand-alone meals. No judgement, please.

What ingredients do I need for refried bean dip with sour cream?

Refried Beans, regular or low fat
Sour Cream, regular or low fat
Mayonnaise, regular or low fat
Taco Seasoning Mix
Green Onions, sliced
Tomatoes, diced
Olives, sliced (optional)
Shredded Cheese

To make this your own special version of layered bean dip, add avocado, shredded lettuce, taco sauce, jalapenos or any other of your favorite Mexican toppings.

Cold Refried Bean Dip

Is bean dip served hot or cold? This is a question that is asked over and over again. Serve this particular version of refried bean dip cold.

I love eating this during the hot summer months. No need to heat up your kitchen as this layered bean dip can come straight from the refrigerator to the table.

It’s also the perfect party food. Make this your addition to any barn party, pitch in, church potluck or birthday party, and definitely be prepared to share the recipe when asked.

The original recipe comes from a church cook book from the Quailtown Christian Church. I can imagine it was served amongst all the church ladies back in the day.

How to Make 3 Layer Bean Dip

Step By Step Instructions

Layer refried beans in the bottom of a 13 x 9 inch baking dish.
Combine sour cream and mayonnaise; stir in dry taco seasoning mix. Spread over top refried beans.
Sprinkle green onions, diced tomatoes and sliced olives (optional) over top.
Top with shredded cheese. Lightly press into the sour cream layer.
Refrigerate.
Serve with tortilla chips.

For the full recipe and ingredient amounts for Refried Bean Dip with Sour Cream, scroll to the recipe card at the bottom of the page.

Recipe FAQs

Serve this refried bean dip cold.
To make this lower in fat, use fat free refried beans, low fat sour cream and low fat mayonnaise.
Make this 3 layer refried bean dip ahead and store in the refrigerator until ready to eat.
Add sliced black olives, if desired to the toppings.
Substitute in your favorite alternative shredded cheese such as Monterrey Jack or Cheddar Jack for shredded cheddar cheese if desired.
Check out our Amazon Store for our favorite pantry products.

What to serve with bean dip?

First off, you need to serve something to dip into refried bean dip. Tortilla chips of any variety are the first choice. Trying to be healthy? Dip some fresh vegetables such as carrots, celery or bell pepper slices into the bean dip.

What entrée should you serve with bean dip? I love serving this with any Mexican themed meal such as tacos, burritos, taco pie, taco salad, Cheesy Mexican Chicken or Chicken Ole Casserole.

The perfect ending to a meal that includes Layered Bean Dip would be a drink. My choice is a drink with little kick such as Jalapeno Pineapple Limeade or Jalapeno Cape Codder!

More Mexican Dip Recipes:

Cheesy Taco Dip (Served Hot)

Velveeta Cheese Dip with Beans

Ground Beef and Bean Dip

There are only 5 simple ingredients between you and this warm, cheesy Taco Dip with Meat and Beans. Ground beef, re-fried beans, Ortego Taco Sauce, sour cream and shredded cheese are all you need. This simple appetizer is soon to be your go-to for game day, holidays, family gatherings or Taco Tuesday.

Crack Corn Dip

Mexicorn Crack Dip is a corn dip with Rotel and ranch seasonings. With only six simple ingredients, it's an easy corn dip to prepare and easier to eat. Serve at your next party or holiday with a bag of tortilla chips.

Queso Dip with Sausage

With just four ingredients, this small-batch Crock Pot Sausage Queso Dip is perfect for a small gathering of friends or even a fun option for dinner with the family. Grab a bag of your favorite tortilla chips and dig in!

Texas Black Bean Caviar

This Black Bean Caviar Salsa is easy to make and perfect as a party dip with tortilla chips. If you want to get fancy, serve it over baked or grilled fish.

Print Recipe